Use Case

Wallet Infrastructure

Implement stored value wallets with ledger entries and balance calculation.

Problem

Wallet systems require strict ledger accuracy, reconciliation, and auditability across balances.

Architecture
Wallet
Ledger Entries
Balance Calculation
Wallet Spend
Reconciliation

Implementation

  1. 1Create a wallet for each customer or merchant.
  2. 2Record credits and debits as ledger entries.
  3. 3Compute balances from the ledger stream.
  4. 4Expose wallet balances to checkout or payouts.
Create wallet
const wallet = await orangepill.wallets.create({
  owner_id: "cust_123",
  currency: "COP"
})

Production considerations

  • Use immutable ledger entries to ensure auditability.
  • Reconcile wallet balances with treasury settlement.
  • Apply spend limits and policy rules per wallet.
  • Monitor ledger lag and ensure eventual consistency.

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